Our Services

Employer and Individual Services
We work everyday with small to mid-size employers to design, implement, communicate, and administer benefit plans with a focus on reducing the hard dollars spent on health care by promoting a healthy workforce.

We also provide comprehensive planning to individuals and their families, as well as other select individuals.

  • Employer Benefits
  • Benefits Consulting
  • Funding Analysis
  • Plan Compliance
  • Human Resources
  • Ongoing Client Services
  • Medical Insurance
  • Dental Insurance
  • Life Insurance
  • Disability Insurance
  • Long Term Care
  • Educational Planning

Comprehensive Benefits Strategy

We treat your benefits as a strategic part of your business that should align with your company’s needs and goals. We will meet with you and discuss the objectives and goals you would like to achieve with your benefits program for the current year and in the future. We take this information and design a program that is competitive in the market and that meets your business goals. Listed below are some of the services we provide that help us in designing a program that best meets the needs of your company.

Traditional Broker Services

Employee benefits programs are a vital recruitment tool and are essential for employee retention. A comprehensive benefits program will provide peace of mind and security for your staff and prospective employees. We help our clients build a comprehensive benefits program that is aligned with their corporate strategy. We work closely with reputable carriers to make the following insurance products available to you:

  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Short-Term and Long-Term Disability Insurance
  • Life Insurance
  • Accidental Death & Dismemberment Insurance
  • Long-Term Care Insurance
  • Voluntary Plans
  • Employee Assistance Plans and Wellness Programs
  • Section 125 Plans—Premium-Only Plan and Flexible Spending Accounts
  • Consumer-Driven Healthcare Plans, including Health Savings Accounts (HSAs) and Health Reimbursement Accounts (HRAs)
  • Retirement Plans, including 401(k) Plans

Renewal Analysis

The renewal and marketing process allows us to measure your existing plan designs and rates against alternatives out in the market. In the best interest of your organization, we would:

  • Negotiate and report on carrier renewals/proposals
  • Prepare bid specifications
  • Use market leverage to obtain competitive quotes
  • Analyze quotes and prepare reports
  • Schedule carrier interviews, if requested
  • Recommend a plan design, funding strategy and carrier(s)
  • Coordinate implementation and administration

Plan and Program Design

As the workforce continues to change and healthcare costs continue to increase, it is essential to review your plan designs, claims and costs each year. To ensure your organization has the plans that best meet its needs, we review utilization and claims figures for plan efficiency, project the economic effects of alternative options, provide benchmarking data, and prepare plan comparison reports. This allows you to make informed decisions and feel confident that your plans are meeting all of your goals.

Funding Analysis

Identifying the correct funding method can save companies thousands of dollars. To determine which funding alternatives (self-funded, partially funded or fully insured) best suit your needs, we review and evaluate funding and managed care alternatives, identify and evaluate risk based on prior plan experience, and review voluntary benefits and products.

Employee Contribution Strategies

Employee contributions have a significant impact on the bottom line and employee perceptions. We can help you evaluate and analyze this impact by assisting in setting overall strategy, preparing a thorough cost analysis and providing benchmarking data.

Ongoing Client Service

Our in-house insurance experts are on call to solve claim, billing and eligibility issues as well as a variety of other questions that may arise on a daily basis. Each member of our team has a current California insurance license and several years of experience in the insurance industry to ensure you receive the highest level of service and expertise.

Plan Compliance

We understand the vital importance of a compliant benefit plan. We work with each plan administrator to ensure accuracy of all new contracts and documents, and assist in preparing required documents and reports. We ensure your organizations plan is ERISA compliant and you are aware of new laws and regulations affecting employee benefits and human resources.

Q&A Sessions

Atlas can schedule Question and Answer sessions for your staff to explain a new benefit, review existing benefits, or simply answer questions that your employees might have about using the plan. This may be done in person or via webinars or by blog.

Total Compensation Statements

Often referred to as a “hidden paycheck,” total compensation statements itemize the full value of benefits and pay in an easy-to-read format. These statements are personalized for each employee and are a great tool to highlight the value of your company-sponsored benefits program. They are also a valuable opportunity to promote underutilized programs and encourage employee involvement.

Health Fairs

Atlas can assist in organizing and coordinating Health Fairs for your employees. Your employees can receive valuable information on their benefit plans from your company’s carriers, wellness and preventive information from community resources, and attend blood pressure, cholesterol and flu shot clinics all in a fun and educational atmosphere.

We're Ready To Help

Take the first step to ensuring the health and wellness of your workforce.